From Sports Star to Sofa Star
Whether you’re a happy hacker or an amateur competition rider, accidents still happen, and unfortunately, one wrong move can leave you riding the sofa instead of riding your horse.
It doesn’t take a genius to work out that your love of equestrian sport means your chances of injury are much higher than average.
And if time off your horse also extends to time off work, your personal finances could soon be in serious trouble – not to mention equine-related expenses.
Income protection could be your answer. It will pay you a regular monthly benefit if you’re unable to work due to illness or injury, meaning a broken limb won’t break you financially.
Most insurers will not cover many aspects of equestrian sport. But at Stirling Cover, we only recommend the Cirencester Friendly Income Protection Policy as we have found their cover to be the most comprehensive for equestrians on the market.
Read more below about how Cirencester Friendly’s Income Protection Policy helped Anna.
Anna’s Story
MEET ANNA, A MEMBER OF CIRENCESTER FRIENDLY
“When I decided I should take out an income protection contract, I was enjoying a successful and rewarding career, running my own business in the service industry. I diligently did my research with my Financial Adviser before deciding on a contract with Cirencester Friendly. We concluded that the level of care and customer benefits would be invaluable should I ever need to make a claim. Altogether, for me, Cirencester Friendly was the obvious choice.”
Feeling understood
“The payout statistics, readily available online, were reassuring, and I was impressed with the Society’s customer centricity. It was important to me that I felt safe and understood. Insurance can feel daunting, so I was happy to find the Society goes the extra mile and adapts to any additional needs the Member may have to help them.”
Supported
“The service industry can be demanding, and I was aware that my work–life balance was affecting my mental health. Neglecting my own needs eventually led to burnout, and so I employed someone to alleviate the burden. Sadly, this turned out to be a big mistake. It resulted in a crime being committed against my business, the impact of which drove me to a complete breakdown. Inevitably, this meant I had to take time away from the business, but thankfully I had income protection and was able to make a claim. The process felt daunting at first, and a little invasive given the information I needed to disclose was detailed and of a sensitive nature. But at least I knew I was in safe hands.”
Personal Service
“Apart from the invaluable peace of mind provided by the regular payout, one of the best aspects of my contract, I found, was the specialist support provided by the Friendly Voice service. I benefited from talking therapy with a Personal Nurse Adviser. Alison, a registered mental health nurse came along at just the right time, providing a much-needed, impartial shoulder to cry on. I’m regularly asked how I’ve managed during this time which, sadly, is ongoing. Having cover gave me confidence that I would at least receive a regular income along with breathing space while I recovered.
I would recommend Cirencester Friendly without hesitation. The cover does what it says: protects you. And as for the support service that comes with it, I can’t thank you enough for being the friendliest voice.”
ANNA
Our Equestrian Protection Experience
Our connection to the equestrian world began in 2014 when my daughter, Alexandra Tarrant, started her riding career.
At 7-years-old, Alexandra fell in love with horses and knew she wanted to pursue a profesional career following her passion for horses.
As she climbed the ranks of competition and her expertise grew, so did her falls.
Having seen first hand, the risks associated with the sport it was a natural progression for me realise that my knowledge and 25 years of experience in the protection market enabled me to add real value to the equestrian sector.
- Andrew Tarrant – Mortgage Protection Advisor